SiNusa Plus Savings

SiNusa Plus Savings

SiNusa Plus Savings is a deposit for the public or customers at BPR Nasabah Manggis in Indonesian Rupiah, with withdrawals allowed according to the agreed-upon term. This savings product is intended for individuals only. The benefits obtained include fostering a frugal lifestyle for future financial needs such as education expenses, ceremonies, and others, as well as serving as a learning experience to cultivate the habit of saving towards a prosperous family.

Feature:

  • Minimum initial deposit of IDR 50,000
  • Term 1 to 5 years
  • Savings interest rate of 6% per annum*
  • Guaranteed interest rate of 6.50% per annum**

* Valid on the date this document is issued** In accordance with the current LPS guarantee interest rate

Cost:

  • Taxable balance > IDR 7,500,000
  • Monthly administration fee: Free of charge
  • Passive account penalty: Free of charge

Requirement:

  1. Bring an identity card (KTP/SIM/Passport/NPWP – optional)
  2. Fill out the savings application form
  3. Filling in the signature specimen
  4. Must open a main/master account

Benefit:

  1. Getting used to living frugally for future needs (tuition fees, ceremonies, etc.)
  2. Competitive interest rates
  3. Easy requirements
  4. Can be used as a credit card
  5. Guaranteed by the Deposit Insurance Corporation (LPS)*

* Additional information is available on the next page

Risk:

  1. Risk of changes in savings interest rates
  2. Savings are not guaranteed by LPS when:
  • Deposit balance in the name of the customer exceeds IDR 2 billion
  • Savings interest rates exceed LPS guarantee rate

SiNusa Plus Savings Interest Calculation Simulation

Monthly Deposit

Within 1 Year

In 3 Years

In 5 Years

IDR 50,000

IDR616,778

IDR 1,966,805

IDR 3,488,502

IDR500,000

IDR 6,167,781

IDR 19,668,052

IDR 34,885,015

IDR 1,000,000

IDR 12,335,562

IDR 39,336,105

IDR69.770.031

Information:

  • *Interest calculation based on an interest rate of 3.75% per annum
  • **Interest calculation for 1 month (30 days)
  • A 20% interest tax is imposed if the balance > IDR 7,500,000

Additional Information on SiNusa Plus Savings:

  • Monthly deposits remain at the customer's choice
  • Savings period: 1, 3, or 5 years
  • Customers are required to fill out the account opening form
  • Include personal identity (KTP/SIM/Passport)
  • Can be used as credit guarantee
  • Savings certificate will be issued

If you want me to help you turn this into a brochure, promotional content, or presentation, just say so. Whether you want a formal, casual, or bilingual version, you can do it!

 


Apply Now