Super Plus Deposit

Super Plus Deposit

Super Plus Deposit is one of the products offered by BPR Nusamba Manggis, which provides benefits with interest rates according to the Deposit Insurance Corporation (LPS) that are converted into a certain number of points. These points can be directly exchanged for savings account balances or in the form of goods such as Motorcycles, Mobile Phones, and others, according to the Customer's preference, adjusted to the price of the goods.

 

KEY FEATURES

  • Minimum Placement: Minimum placement of IDR 5,000,000
  • Choice Term: 3 to 60 months
  • Deposit Interest Rate*: 5.00% per annum (interest is listed on the bilyet 0.20% per annum plus interest up front/point of 4.80% per annum)
  • Guarantee Interest Rate: 6.50% per annum
  • Point Calculation: Every multiple of IDR 5,000,000 gets 1 (one) point per month worth IDR 20,000

* Valid on the date this document is issued** Guarantee interest rate in accordance with LPS*** Points are exchanged for prizes provided or Savings at the time of placement

COST

  • Tax Deductible Balance: > IDR 7,500,000
  • Penalty Before Jatem*: Flower of the month and direct rewards in the form of points/items

* Disbursement before the due date is subject to a penalty

REQUIREMENT

  1. Bring an Identity Card (KTP/SIM/Passport/NPWP (optional))
  2. Fill out the Super Plus Deposit Opening Application Form
  3. Opening a savings account in the name of the depositor as a shelter for the receipt of deposit interest

BENEFIT

  1. Direct prize deposits based on points earned in the form of goods or savings
  2. Competitive interest rates
  3. Easy requirements
  4. Can be used as a credit card
  5. Guaranteed by the Deposit Insurance Corporation (LPS)

RISK

  1. Risk of changes in deposit interest rates
  2. Your deposit is not guaranteed by LPS if:
    • The total deposit balance in your name exceeds the guarantee limit of 2 billion rupiah
    • The interest rate on your savings exceeds the interest rate guaranteed by LPS

SIMULATION

Advance Interest Calculation Simulation / Live Reward Points

Deposit

Term (months)

Points Received

Total Prize

IDR 5,000,000

12

12

IDR 240,000

IDR 250,000,000

24

1.200

IDR 24,000,000

Calculation Simulation of Interest Listed in Bilyet

Deposit

Interest

Interest Received

Interest After Tax

IDR 5,000,000

0,20%

IDR821,92

IDR821,92

IDR 250,000,000

0,20%

IDR41,095,89

IDR32,876,71

ADDITIONAL INFORMATION

  1. The calculation of penalties for direct prizes in the form of goods / points is:
    • ≤12 months: 0.70% per month
    • 12–24 months: 0.65% per month
    • 24–36 months: 0.60% per month
    • 36–48 months: 0.55% per month
    • 48 months: 0.50% per month
  2. The loss of the bilyet is the sole responsibility of the depositor and is obliged to make a letter of loss from the police.
  3. Any reopening of the "Super Plus Deposit" is considered a new product, if it is disbursed earlier than the previous bill.

 


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